Saving & Budgeting

Browse our latest articles about saving & budgeting to improve your financial knowledge and skills.

Saving Mistakes to Avoid

Avoid common saving mistakes that prevent you from reaching your financial goals. Learn practical strategies to save effectively, grow your wealth, and stay financially secure.

Payday Routine: Transform Your Finances in Nigeria in 2026

If you constantly wonder where your money went just days after payday, you’re not alone. The problem isn’t your income—it’s the lack of a Payday Routine. With a clear plan that prioritizes needs, savings, debt repayment, and investments, you can start taking control of your finances and finally make your money work for you.

Best Saving Challenges to Try in 2026

It can be hard to save money when costs keep going up, and income seems limited. A lot of people want to save money, but they have trouble staying on track, being disciplined, and staying motivated. This is where saving challenges can really help. Saving challenges are goal-based saving plans that help you get into the habit of saving in a fun, useful, and doable way.

Emergency Fund: What It Is and Why You Need One

Unexpected expenses can happen at any time. An unexpected medical bill, car repair, losing your job, or having to travel quickly can mess up your finances. A lot of people go into debt not because they are careless, but because they weren't ready, and this is exactly why it's so important to have an emergency fund.