Net Worth Calculator

Track your financial health by calculating the difference between your assets and liabilities

This Net Worth Calculator is a powerful and easy-to-use tool that helps you assess your current financial standing by calculating the difference between your total assets and liabilities. It comes preloaded with a comprehensive list of common asset and liability categories—including cash, investments, real estate, house rent and business debt—making it quick to get started. You can also add or remove custom fields, allowing full flexibility to reflect your unique financial situation.

By using this calculator regularly, you gain valuable insight into your financial progress over time. It supports better budgeting, goal setting and informed decision-making, especially when planning for investments, reducing debt or preparing for major life events. It's an essential tool for anyone aiming to build long-term financial stability and achieve financial independence.

💰Currency Settings

Assets

What you own

Total
₦0.00

Liabilities

What you owe

Total
₦0.00

Total Assets

₦0.00

What you own

Total Liabilities

₦0.00

What you owe

Your Net Worth

₦0.00

Great! Your assets exceed your liabilities.

Financial Health Overview

Asset-to-Liability Ratio
0.00:1
Consider improving (target ≥1.5:1)
Net Worth Status
Positive
Assets exceed liabilities

Understanding Your Net Worth

What This Means
  • • Net worth = Total assets - Total liabilities
  • • Positive net worth indicates financial stability
  • • Track changes over time to measure progress
  • • Use this as a baseline for financial planning
Next Steps
  • • Calculate your net worth monthly or quarterly
  • • Focus on increasing assets and reducing debt
  • • Consider speaking with a financial advisor
  • • Set specific financial goals based on these numbers

Disclaimer: This calculator provides estimates for educational purposes. For decisions involving significant financial amounts, consult with a certified financial advisor or professional.